550 Morninghome Road - Danville, CA 94526
(925) 314 - 9700

Electronic Check Conversion


Changing Paper Checks to an Electronic Item Benefits You and Your Customers.

Now you can take advantage of electronic commerce to increase employee productivity and to improve customer service. CHEXpedite™ Electronic Check Conversion (ECC) converts a traditional paper check into an electronic item at point-of-sale and processes it through the Federal Reserve’s Automated Clearing House (ACH).

Electronic Check Conversion saves time and money while reducing the risks of NSF checks. A check is now as hassle-free as a credit card transaction. It’s more efficient and secure. And it lets you focus more on your business and taking care of your customers.

Ending the Paper Trail with ECC…

During the 1980s, technology revolutionized the payments world. No one uses a manual imprinter to accept credit cards any longer. Instead, merchants handle credit card transactions through EFT (Electronic Funds Transfers) using VeriFone or similar terminals. Paper checks have remained non-automated…until now!

Here’s how ECC works: When a customer makes a payment with a check, the paper check is run through a check reader where MICR (Magnetic Ink Character Recognition) information is entered on a terminal keypad. The check is verified against a negative database for acceptance. Assuming the check is approved, a receipt is printed for the check writer to sign authorizing the electronic conversion and recovery, if required.

The transaction is electronically transferred through the ACH system where funds are debited directly from the customer’s account and deposited automatically into the merchant’s account, usually within two banking days.

CHEXpedite™ Electronic Check Conversion Works Harder!

CHEXpedite™ Electronic Check Conversion with CHEXpedite™ AutoCollect

When your customer pays by check, which is converted to an electronic item at the point-of-sale, occasionally those items may be returned for various reasons. With Electronic Check Conversion, you have an added advantage: our automated electronic recovery system, AutoCollect.

A partial list of clients served